What It Does
A clean integration layer between your application and the Kotapay ACH payment network.
Direct ACH Transfers
Process payments directly from client bank accounts. No card numbers, no card fees.
Lower Processing Fees
ACH transactions cost a fraction of credit card processing — especially valuable for large invoices.
Recurring Payments
Set up automatic ACH debits on a schedule. Great for retainers, subscriptions, and monthly billing.
Transaction Tracking
Monitor payment status, track settlements, and handle returns — all through the library.
Secure by Design
Bank account details are handled securely through the Kotapay network. Your application never stores sensitive data.
Works With TR Pay
Kotapay Cashier powers the ACH payment option in TR Pay, our client payment portal.
Who It's For
If you need ACH payment processing in your application and want to skip the painful gateway integration, Kotapay Cashier handles it.
High-Value Invoicing
When credit card fees on large invoices eat into your margins, ACH keeps costs down.
Recurring Billing
Monthly retainers, subscription services, or regular payments — ACH is reliable and low-cost.
Custom Applications
Any app that needs bank-to-bank transfers. Drop in the library and start processing.
Free and Ready to Use
Kotapay Cashier is free. Grab it from GitHub, follow the setup guide, and start accepting ACH payments.